Question 1

What does it mean that you're in the business of problem solving?

Accepted Answer

It means our product is a solved problem — not a loan, a spreadsheet, or a report. Lending, structuring, capital, property and M&A are the instruments we use to fix what's actually holding you back. If the problem touches money, structure or growth, it's in scope — even when it sits outside standard broking or advisory. And if we can't solve it, we'll tell you straight and point you to someone who can.

Question 2

What does TransformBiz help with?

Accepted Answer

Financial and banking strategy tied to real business decisions. Resi, commercial, SMSF, and asset lending under one roof. M&A, investment banking, and capital raise advisory. Business structuring — including trust structures set up in-house. Accounting and process improvement.

Question 3

Do you set up trust structures?

Accepted Answer

Yes — we set up trust structures in-house. Family and discretionary trusts, unit and hybrid trusts, and corporate trustee companies. Designed around how you'll buy, borrow and grow — coordinated with your accountant and lawyer. Ready before the purchase, so the structure never holds up the deal.

Question 4

Who do you work with?

Accepted Answer

Self-employed operators and professionals. Salaried executives building long-term wealth. Smart and sophisticated investors with growing portfolios. SMEs and mid-market businesses across industries.

Question 5

Do you work with accountants and financial advisors?

Accepted Answer

Yes — closely, and by design. We coordinate with your existing accountant and advisor. Recommendations are aligned and implemented end-to-end. Where useful, we bring in our allied network to fill gaps.

Question 6

How do you tailor recommendations?

Accepted Answer

Every engagement starts with a deep discovery session. Advice is shaped around your goals, constraints, and direction. Nothing is templated — structuring reflects your real setup. We revisit and refine as the business evolves.

Question 7

Can you help businesses prepare for growth?

Accepted Answer

Yes — we prepare the numbers, narrative, and structure. We structure finance, entities, and reporting for scale. Ready for capital raises, acquisitions, or transitions. Lender, investor, and acquirer-grade documentation.

Question 8

How do you run an M&A deal?

Accepted Answer

Buy-side: mandate, target search, valuation, and diligence coordination. Sell-side: normalised earnings, information memorandum, and buyer outreach. Deal structuring — price, earn-outs, warranties, and funding stack. Debt and equity arranged alongside, so the deal actually closes. Post-deal integration: reporting, banking, and entity clean-up.

Question 9

How do you help acquire a property?

Accepted Answer

Strategy first — borrowing capacity, entity, and holding structure. Buyer agents in our allied network source and negotiate the asset. Lender selected so this purchase doesn't block the next one. Pre-approval, valuation, and settlement managed end to end. Conveyancer, lawyer, and property manager coordinated for you.

Question 10

What lending services do you cover?

Accepted Answer

Lending strategy, residential mortgages and refinancing. Commercial property and development finance. Business and business acquisition finance. SMSF lending — refinancing, and commercial property purchases. Asset finance — equipment, vehicles, plant.

Question 11

Can an SMSF still buy residential property with a loan?

Accepted Answer

Not through us — under current rules, new SMSF purchases are limited to commercial property. We can refinance an existing SMSF loan. We can fund an SMSF purchase of commercial property, coordinated with your accountant and financial adviser.

Question 12

How do I get started?

Accepted Answer

Use the contact form at the bottom of the page. Or tap 'Book a Strategy Session' at the top of the site. Email vineet@transformbiz.com.au directly. Or call +61 424 781 980 during business hours.

Start a conversation.

Answers, Before You Ask