Testimonials
Our clients say it best.
Verified Google reviews and video stories from business owners, investors and professionals we work with.
Google rating 5.0
| 75 Google reviewsUpdated 2026-10-27
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Google reviews
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Google reviews
Jason Depenha
11 October 2026
“Vineet and his team were very timely in their information sharing and were on the ball at all times, making sure we progressed through the various steps we needed to, in order to complete our property purchase, which was a complicated SMSF purchsse. Thanks team for your help in in our property purchase journey!”
Sai Akash
6 October 2026
“I wanted to say a big thank you to Vineet and his team for all their help throughout the process! Being my first property, I had plenty of questions. Vineet took the time to understand my financial situation and helped me work through the loan structure and get pre-approval sorted. I felt comfortable trusting his guidance, and having someone to talk things through with made the whole experience much easier. One thing I really appreciated was how responsive he and his team were. Whenever I had a question or needed an update, they were easy to reach and happy to help. That support continued right through to settlement, which gave me a lot of confidence Thanks again, Vineet and team, for helping me reach this milestone. I would definitely recommend them to anyone looking for a mortgage broker.”
balraj gill gill
30 September 2026
“"I cannot recommend vineet danwar highly enough! Securing a loan can be an incredibly stressful process, but vineet and his team made everything seamless and completely stress-free. Their communication was exceptional from day one—always keeping me updated, answering my endless questions, and explaining all the options clearly. They went above and beyond to find the absolute best rates and structure for my situation. Truly professional, patient, and knowledgeable. I will definitely be returning for any future financing needs!"”
Karolina Krysztofek
30 September 2026
“We had a fantastic experience with Vineet and the team at Transformbiz. Vineet was incredibly helpful, responsive and supportive throughout the whole home loan process. Despite tight timelines, the team worked hard to get everything across the line in time for settlement. We really appreciated their professionalism, guidance and personal approach. Highly recommend Vineet and the Transformbiz team!”
Shehzad Anwar
28 September 2026
“⭐⭐⭐⭐⭐ Outstanding service from Vineet and his team at TransformBiz! From start to finish, the entire team was professional, knowledgeable, responsive, and genuinely committed to making the process as smooth and stress-free as possible. Vineet and his team kept me well informed throughout the process, patiently answered all my questions, and went above and beyond to develop the right mortgage strategy and structure. Their understanding of finance, combined with their strong accounting knowledge, made a real difference and gave me great confidence throughout the process. I truly appreciate Vineet and his team’s attention to detail, personalised approach, and commitment to achieving the best possible outcome. I highly recommend Vineet and the team at TransformBiz to anyone looking for a reliable, professional, and supportive finance team.”
Nadine Shetty
27 September 2026
“Vineet works with conviction which he undoubtedly gets from his substantive expertise and experience in financial advisory.Through our journey of recent property acquisitions we found that Vineet and team are always on our corner, working through challenges with us as they arise. They communicate clearly, were always on our side and operate fast compared to other brokers we have worked with in the past. It was only a miracle that we secured properties with our SMSF almost at the last minute as govt legislations around this changed. It was Vineet who pushed us to take action and backed us along the way. The team helped us to stay on track and the finance+structure aspect of our investments was well taken care of, smooth and effortless. Thank you Vineet. We look forward to your guidance as we move forward in this journey. Much respect 🙏🏼”
Anurag Dial
21 September 2026
“Most brokers arrange a loan. Vineet plans the structure behind it. He positioned our portfolio properly and in the right order, and when the budget turned the market upside down, that groundwork is what protected us — we came through it secure, with our borrowing capacity largely preserved. He consistently went beyond his role: clarifying a complex process, and pointing us to the right contacts and solutions whenever we hit something outside his scope. Genuinely strategic advice, not just finance.”
S Sarsam
17 September 2026
“We had a wonderful experience with Vineet and his team from Transformbiz. Vineet was professional, knowledgeable and genuinely helpful throughout the process. He took the time to understand our needs, provided valuable guidance and made everything feel straightforward and manageable. I really appreciated his friendly approach, attention to detail and willingness to go the extra mile. It was a pleasure working with him, and I would happily recommend TransformBiz and Vineet to anyone looking for reliable and professional service. Thank you for all your help!”
Mona Sinha
16 September 2026
“Vineet and his team are absolutely outstanding when it comes to arranging finance. What stood out most was the speed — everything moved quickly and efficiently without any of the usual back-and-forth delays you often get with finance. Vineet is incredibly finance savvy and has deep insight into how Australian banks assess and approve loans, which made a huge difference in structuring things the right way to maximise borrowing capacity. He clearly knows how to position everything so the banks say yes. Professional, knowledgeable, and genuinely great to deal with. Highly recommend Vineet for any finance needs!”
Ashish Mrathia
23 January 2026
“I am writing to share my positive experience with Vineet and the team. They provide great financial advice and management of approvals if you are looking for your next property or investment. While many firms offer trust and SMSF creation, Vineet’s expertise in this area is exceptional. For example, he helped me with both trust and SMSF creation, but more importantly, he ensured they were in the proper format. I learned from him that banks will not issue loans against every trust structure, a detail I never knew and one that is often overlooked. Vineet understands internal financial traits that could create significant issues later during the financing or acquisition stages. Additionally, the team is super proactive. When I signed for a property, they secured my approvals and loans within a week, which was much faster than expected. If you work with them, be ready for everything to move quickly. I highly recommend their team of professionals for their proactive advice and guidance.”
Hanna Faltiquera
28 August 2026
“I am incredibly grateful to Vineet and his team for all the support, guidance, and effort they have given us throughout our property journey. Earlier this year, we purchased our first property in February through a trust, and then another property in July through our SMSF. Both transactions had different requirements and structures, and I really appreciated how Vineet took the time to explain everything clearly and guide us toward the structure that best suited our circumstances. What I found especially valuable was that Vineet’s service went far beyond simply arranging a home loan. He was able to help us with the trust and SMSF setup as well, which made the whole process feel much more coordinated and less overwhelming. Having someone who understood both the finance side and the different ownership structures gave us a lot of confidence in the decisions we were making. Our SMSF purchase is something I am especially thankful for. The transaction was handled so smoothly and efficiently that we were able to complete the purchase before the lending policy changes came into effect. Looking back, I am very grateful for how quickly Vineet and his team worked because their efficiency genuinely made a difference for us. I also really appreciate how approachable and available Vineet is. There were times when we needed urgent advice or reassurance, and we could call or message him at almost any time of the day. He would always respond willingly and patiently, which meant so much to us, especially during the more stressful parts of buying a property. Buying properties, particularly through a trust and an SMSF, can feel complicated and intimidating, but Vineet and his team made us feel supported throughout the entire process. We never felt like we were doing it alone. Thank you so much, Vineet and team, for your patience, hard work, guidance, and for always being there when we needed help. We truly appreciate everything you have done for our family. We will definitely be coming back to Vineet for our future property purchases, and I would wholeheartedly recommend him to anyone looking for a knowledgeable, efficient, trustworthy, and genuinely caring mortgage broker.”
Lawrence Raymundo
25 August 2026
“We had a fantastic experience working with Vineet and his team and highly recommend them to anyone looking for a knowledgeable, efficient, and reliable mortgage broker. With Vineet’s help, we successfully purchased one property in February through a trust and another property in July through our SMSF. What really sets Vineet apart is his depth of knowledge and the valuable insights he provides when it comes to choosing the right ownership and lending structure for each individual circumstance. He doesn’t just arrange the finance—he offers a complete service, including assistance with setting up trusts and SMSFs, which made the whole process much easier for us. Our SMSF purchase in particular was handled incredibly smoothly and efficiently. The entire process moved so quickly that we were able to complete the purchase before the lending policy changes came into effect, which was extremely important to us. Vineet and his team coordinated everything very well and guided us through each step, making what could have been a complicated transaction feel straightforward and stress-free. Another thing we really appreciate about Vineet is his availability and dedication. Whenever we needed urgent advice, we could call or message him at almost any time of the day, and he would gladly respond and help us work through our questions. Having that level of support and accessibility gave us a lot of confidence throughout both transactions. A huge thank you to Vineet and the whole team for all your help, guidance, patience, and hard work. We genuinely appreciate everything you have done for us. We will definitely be using Vineet again for our future property transactions and would highly recommend him to anyone looking for an efficient, responsive, and extremely knowledgeable mortgage broker.”
75jamesst
21 August 2026
“A broker with clients needs front of mind. Will be using Vineet for business and personal banking needs moving forward !!”
Akshay and Omerah
14 August 2026
“We learnt about Vineet through his Youtube video with PK Gupta about trust lending. We contacted Vineet after we finished the video and he scheduled a complimentary call with us to understand what our needs were before we booked in a strategy call with him. After we were happy with his knowledge and expertise, Vineet set up a trust for us. Whilst this was all being set up, he went about getting our financial history so he could find out our borrowing capacity from the bank. Eventually after 4 months from start to finish we got our pre-approval and then secured our first property a month later. Bear in mind you need to get a solicitor to explain what the agreement you are getting into with the trust is before you can settle on the property. From beginning to end it took about 5-6 months to get into a trust lent property. It was a smooth experience overall, so definitely recommend Vineet for your Trust lending needs.”
Peter Amditis
15 August 2026
“My wife and I have been working with Vineet and his team for the last couple of years and during that time they have become an incredibly important part of our investment journey. Vineet, Tejas, Nikki and the team have coordinated and arranged finance for multiple purchases across different ownership structures. With each purchase, they have taken the time to understand our circumstances and longer-term goals and have consistently provided tailored solutions while acting responsibly and in our best interests. One of the things we value most about working with Vineet is his accessibility and communication. The communication from the entire team is always clear, timely and organised, while Vineet has always made himself available by phone or text whenever we have a question or need advice. More importantly, he doesn't simply answer the immediate question — he provides guidance based on his own experience, knowledge and understanding of the broader lending landscape. As we continue on this journey, having someone with that depth of knowledge who we can call upon and trust is an invaluable asset - I cannot emphasise this enough. We are immensely grateful to Vineet and the teams at Bluehive Financial Services and Transformbiz for the level of skill, professionalism and expertise they continue to bring to our financial journey; the value they provide to us extends well beyond simply arranging a loan. We genuinely view Vineet and his team as trusted advisers and an integral part of the team helping us work towards our long-term goals. We could not recommend them more highly.”
Raj V
14 August 2026
“It was a great pleasure working with Vineet and his team. I was introduced to Vineet by a friend who had a fantastic experience with him. Vineet helped us get started on the right foot and set up the proper structure for our investment journey. On the SMSF side, his team guided us through establishing the correct structure, connecting us with the right lender, and successfully getting the loan financed. He was always available to answer questions, provide clarity, and ensure we felt confident at every stage. Vineet has a clear ability to get things started and keep them moving efficiently. Highly recommended if you are looking for someone who understands strategy, process and delivers results.”
Subhojit Bhattacharjee
11 August 2026
“I was referred to Vineet by a close friend and had a fantastic experience working with Vineet and his team, especially Tejas, throughout my investment journey. Vineet provided excellent guidance in setting up the Trust structure, kept me well informed at every stage and offered clear direction to move forward with confidence. He also identified the best lender for my needs and secured both pre-approval and final approval quickly, well within the contract timeframes. The team’s proactive communication and attention to detail made the process smooth and stress-free. Vineet’s deep expertise in finance, backed by significant industry experience, is evident in the exceptional quality of outcomes he delivers for his clients. Appreciate the support and expertise demonstrated by Vineet, Tejas and the entire team. The overall experience has been extremely supportive, collaborative and insightful. Would highly recommend Vineet to anyone who is looking to invest through a Trust Structure or seeking help with lending, refinancing or other finance needs.”
Bhushan Thitme
24 May 2026
“I cannot recommend Vineet highly enough nor is he and his team anything short of incredible. My application was quite complex with structures of existing property portfolio and businesses within. The strategy session in itself gave me the confidence in going ahead with the biggest and most speculative deal to date. The journey from start to finish was more nail biting than watching someone carry 4 beers with no tray at the cricket! And all 4 of them were delivered with not a single drop of spillage! Suffice to say, the deal was done and dusted and I have no doubt that it would not have been possible without Vineet's strategic advise & framework; and tenacity - from the initial negotiation with the sales agent to accepting our terms of contract & settlement (in one of the busiest inner suburb's of Brisbane in terms of sales activity where I had missed out on 3 auctions prior to within 2 weeks) to choosing the right lender to ensure the credit scores were not affected negatively; negotiating with them on their own policy matters (which can only occur when one knows policy details from the ground up!) and providing precisely as requested. The other standout was the clear, quick and precise communication at any time of the day or night from him and his team - all of these attributes can only come from a subject matter expert who is so passionate about the client's outcomes and success. Vineet is THE #1 person you need when building your A-team when it comes to building a property portfolio or businesses. Looking forward to more dealings with Vineet and his team!”
Andy Dial
13 May 2026
“Vineet and his team are absolutely awesome! I could not have succeeded without their support navigating through the complex world of forming and buying under a company on behalf of a trust for my family. They answered all my questions repeatedly with patience and drove the process forward at excellent pace. Vineet himself even got on cal with me to answer my questions on a weekend to ensure I was at ease with the process and progress at every stage!”
Ankit Khanna
22 April 2026
“We recently secured our home loan through Vineet and his team at Bluehive Financial Services, and the experience was exceptional. I met Vineet by chance at a supermarket, and his friendly nature made it easy to approach him later for loan assistance. From the start, the team thoroughly assessed our financial situation and presented us with the top three loan options from leading banks. Their clear explanations and structured approach helped us understand our borrowing capacity and make the right choice. Their guidance played a big role in our property-buying journey. Highly recommended for anyone seeking expert mortgage advice.”
Ravinder Kumar
8 April 2026
“We first discovered Vineet Danwar from Transformbiz Pty Ltd through a PK Gupta property podcast, where his knowledge and clarity immediately stood out. That prompted us to reach out for guidance on our own investment journey. From day one, Vineet went above and beyond. Although we engaged him for brokerage services, he took the time to help us understand the market, explain the pros and cons of different investment options, and provide thoughtful, honest advice. His expertise and professionalism were evident in every interaction. What truly impressed us was the patience and support shown by Vineet and his team. We took over 12 months to make our decision, yet Vineet was always available, always helpful, and never once made us feel rushed. He is not only highly knowledgeable but also efficient, friendly, and genuinely committed to helping his clients make informed decisions. When we were finally ready to purchase, his team moved incredibly quickly—securing our loan approval in just 10 days. We are extremely grateful for the outstanding service provided by Vineet and the Bluehive team. Highly recommended for anyone looking for trustworthy, expert guidance in property investment.”
Chandu Velamati
21 July 2024
“I’ve worked with Vineet for more than 3 years and couldn’t be happier with the support and guidance he provides. He’s great to communicate with, understands client needs thoroughly, and helps build a long‑term financial pathway rather than just a short‑term solution. His knowledge of the Australian finance and mortgage products is excellent. Highly recommended.”
Krishna Kumar
19 February 2026
“We had to setup a trust account and Vineet with his team with their guidance and expertise helped in setting it up without any issues. Also gave advice on how it needs to be structured to help in property expansion. Highly recommended 👍👍”
tirthak golwala
24 December 2024
“I had an excellent experience working with Vineet on a complex commercial lending deal. He made the entire process extremely seamless and was always prompt, proactive, and clear in his communication. This was my third deal with Vineet, and once again he delivered outstanding results. His deep knowledge of lending structures and ability to provide critical insights truly sets him apart. I highly endorse Vineet to anyone looking for a mortgage broker who understands the finer details of lending and can confidently handle complex transactions.”
On YouTube
Client stories and strategy in action.
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Video stories
Featured podcast · 48:34
How Australians can build a 10–20 property portfolio
Vineet on the property podcast — five borrowing capacity boosters, and why strategy-first lending and smart structuring matter more than the next approval.
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